WhatsApp has been working on support for a payments feature for some time, with support by State Bank of India, ICICI Bank, HDFC Bank, and Axis Bank. The appearances in the past have been on earlier beta version of the popular msessaging application.
As reported by Business Today, the person-to-person payment feature will be available for both Android and iOS. They can then authorize transaction with the pin to complete the payment.
If you think that WhatsApp is just a place for memes and forward group messages - here is an afterthought from the messaging app itself- Payment option.
In India more than 200 million people use WhatsApp and it is a country that is committed to all technological advances, and Facebook people know very well to launch various pilot tests. The option is said to be available alongside other options such as Gallery, Video, Documents etc. Clicking on Payments will open a disclaimer window, followed by a list of banks to choose from.
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The transactions in WhatsApp Payments will be made through bank accounts linked to Unified Payments Interface (UPI), allowing users transact between accounts of different banks.
It is worth to note that the feature is exclusively for India. Finally, after a few months of delay, some users in the Asian country already have this feature available on their mobile phones, according to the WABetaInfo specialist portal. This indicates the final stage of inclusion of WhatsApp payments system on the Android app will be soon launched.
You can then select your preferred bank account to connect with UPI.